Insurance Services
Life Insurance
Life insurance is more than just a safety net; it's a versatile tool for retirement strategies and small business protection. It offers tax benefits like income tax-free death benefits and potential tax-free exchanges. Cash values in the policy can grow tax-deferred, with structured income possibly exempt from income taxes.
Safeguard Retirement Solutions offers custom complimentary reviews of existing life insurance contracts. Keep in mind, policy loans and withdrawals may affect benefits and tax liabilities. Always consult a tax professional for detailed advice.
Health Insurance & Medicare Supplement
Weeding through the maze of Health Insurance plan options can be time consuming and stressful. Let us help you find the right plan to meet your families needs and financial budget.
Whether you are under age 65 and looking to bridge the gap between retirement and Medicare or you are over 65 and shopping for that ideal Medicare Supplement, we are here to guide you too that perfect solution.
Feel free to contact Kathy McLean on our support team to set up a free phone or in person consultation to discuss your Health Insurance needs.
Long Term Care Insurance
Long-term care encompasses essential medical and support services for individuals with chronic illnesses, cognitive disorders, or aging-related needs. It extends beyond nursing homes to include assisted living, retirement communities, and home healthcare. With increased life expectancy, long-term care planning has become more crucial to prevent financial burdens on families. We offer solutions, including life insurance and annuities with potential enhanced benefits for long-term care needs. Our goal is to help you secure a financially stable and comfortable retirement.